We get a number of questions on individuals’s EPF claims rejected. On this article, now we have mentioned a few of the frequent explanation why EPF claims are rejected and how one can repair these.
Govt Discover with Electronic mail particulars for EPF
In view of the current spike within the variety of Covid-19 instances, all Subscribers/Pensioners/PF members are requested to utilize on-line companies to investigate about their Provident Fund declare associated issues. PF Members and Employers coming beneath the jurisdiction of Regional Workplace, Chennai (North) can ship e-mails to ro.chennai1@epfindia.gov.in whereas these throughout the jurisdiction of Regional Workplace, Chennai (South) are requested to ship emails to ro.chennai2@epfindia.gov.in. The landline numbers 044-28139200, 201, 202 and 044-28139310 are additionally accessible on working days for elevating grievances. Furthermore queries can be communicated to whatsapp quantity 09345750916 for matter regarding Regional Workplace, Chennai (North). Subscribers working in institutions beneath jurisdiction of Regional Workplace, Chennai (South) can ship queries to the whatsapp quantity 06380366729.
It’s appealed to the PF members to utilize the on line amenities holding in view the prevailing pandemic scenario.
That is acknowledged in a press launch issued by Shri. Rituraj Medhi, Regional Provident Fund Fee-I, Regional Workplace, Chennai North & Chennai South.
Frequent Explanation why EPF claims are Rejected and Options
I labored in 2 firms and after leaving the second firm I withdrew my EPF. Not when I attempt to switch my 1sr firm EPF my declare is rejected. The rejected purpose is the declare already settled what to do now?
To withdraw from the primary employer you would need to method the primary employer and do it offline. This turns into time-consuming.
One has to switch the previous PF account to the brand new account. Solely then will you have the ability to withdraw from each accounts on-line. Linking of PF account with UAN will not be enough
When you don’t switch your PF account from the previous to the brand new employer?
- You then would have two separate EPF accounts.
- When you depart 2nd group and withdraw then it is possible for you to to withdraw from solely the final employer.
- To withdraw from the primary employer you would need to method the primary employer and do it offline. This turns into time-consuming.
- The previous EPF account will probably be thought of inactive. It’s going to earn curiosity however you’ll have to pay tax on it. It’s going to additionally present in Kind 26AS.
Our article Why ought to one switch an previous EPF account to the brand new employer? explains it intimately.
Identify not Printed/Completely different in Cheque
As per the brand new means of PF withdrawal, it is advisable add a duplicate of the cheque or passbook throughout your PF withdrawal. That is achieved to cross-check whether or not your submitted financial institution particulars match the main points of your checking account or not. If it doesn’t match then the PF declare is rejected.
Answer: It’s important to add cheque/passbook that has your identify printed because the account holder. Whenever you go to the financial institution and get the chequebook, the identify will not be printed on the cheque guide. To get cheque guide with identify within the order cheque guide on-line/SMS.
EPF Declare rejected as a result of identify will not be on the cheque
EPF Declare rejected as Your identify in UAN account differs from financial institution file
Your PF declare can get rejected due to the distinction of your identify within the checking account and in UAN.
Answer 1: Make it possible for your first identify, center identify, and final identify match in each the UAN and checking account. Submit an utility to Financial institution to replace your identify. They could require to submit the one and similar particular person affidavit. When you full the financial institution formalities, order a brand new cheque guide or passbook. Add your right passbook/financial institution particulars adopted by the approval of the identical out of your employer
Answer 2: Change your checking account in UAN. It’s essential add new checking account particulars in KYC of UAN. You employer has to approve it. Defined intimately in our article UAN KYC : Add Particulars PAN,Aadhaar, Financial institution Account
EPF Aadhaar KYC: add Checking account particulars, PAN, Aadhaar
Identify in UAN account differs from Aadhaar
Answer: It’s essential fill the Joint Declaration Kind. Together with that, it is advisable write an utility stating that your Aadhaar is already linked however nonetheless your identify is totally different. It is likely to be as a result of you’ve got already linked it previously.
Variety of digits in Checking account quantity, esp SBI
Many account numbers begin with Zero(0) and whereas including checking account particulars many individuals ignore these. Therefore PF declare will get rejected as checking account particulars don’t match.
This problem is normally confronted by the SBI checking account holders. SBI passbook exhibits 11-digit account quantity. However in Web Banking, you will notice a 17-digit account quantity.
Answer: It’s essential replace the financial institution particulars by giving all of the digits together with 0s. So for SBI give the 17-digit account quantity. It’s essential replace Financial institution particulars in KYC, get it authorized by your employer. Then once more declare on-line.
EPF PF declare Rejection because of distinction in variety of digits in checking account
EPF Declare rejected as Financial institution Particulars are Incorrect
Incorrect financial institution particulars problem might happen as a result of change within the IFSC Code as a result of mergers of banks or it may very well be because of the usage of the joint account within the PF KYC.
The PF division could settle for the checking account if the joint account is along with your partner. Nevertheless, within the instances of buddies, family members, or anybody else, the PF division normally rejects the declare.
Answer: You may redo the Financial institution KYC and get it authorized by your employer. Then apply for the PF declare.
EPF is Settled however returned
On this situation, the PF division initiates for the settlement of your PF declare, nonetheless, as a result of incorrect financial institution particulars or the IFSC Code, the quantity is distributed financial institution to the PF division.
Answer: To repair it, you may both right your KYC particulars and apply on your PF once more. Adopted by this, it is advisable additionally add an utility to the PF division that you’ve up to date your KYC particulars, please re-authorize my particulars.
Or, you too can do it via offline means by filling up the reauthorization kind and submitting it to your nearest PF workplace along with your right financial institution particulars and a duplicate of your passbook and Aadhaar.
EPF Declare rejected as Certificates A/B/C/D/E/F not signed or enclosed
This is likely one of the frequent purpose why PF declare is rejected. That is due to the EPFO officer whereas processing the declare whereas getting into the explanation for rejection chooses this. The EPFO workplace can choose 2 causes from the dropdown-others and Certificates A/B/C/D/E/F. If Epfo officer selects the ‘others’ they should manually enters the main points. Whereas if typically they choose the primary choice from the dropdown i.e. Certificates A/B/C/D/E/F after which they don’t should enter the main points.
Nevertheless, in some instances like for advance, the explanation could also be real. Such situations normally happen within the instances of advance. Someday, chances are you’ll declare your advance as a result of causes like pure calamity, manufacturing unit lockdown, strike, and many others. For such causes, it is advisable fill the certificates and ship it to the PF division together with a duplicate of your passbook.
Answer: If you’re claiming advance, then we’d counsel you to not use such causes. As an alternative, you should utilize the sickness purpose or some other real purpose in order that your PF will not be rejected.
PDF not opened Re-Submit
Typically the uploaded PDF is corrupted and it doesn’t open.
Answer: Please validate the PDF file in your native pc earlier than importing it. Additionally, make it possible for the file follows the scale restriction.
Wages lower than Rs. 15000 eligible for pension membership however institution not remitted pension contribution. Or,
Member DOJ after 01/09/2014 wages greater than Rs. 15000 Please affirm if the earlier service any.
After 1st September 2014 PF Division stated if any particular person begins his new job with a wage greater than Rs. 15000 then his pension contribution can be nil. Usually employer not being conscious of it cuts the EPF. This was launched via an official notification referred to as GSR 609(E). The GSR 609(E) has nonetheless been rejected by the Supreme Court docket and there was no replace about it since then.
Answer
The Worker must observe up for no fault of his. Sure, it sucks however it is advisable struggle out to get your cash. On your subsequent job make it possible for your complete Employer contribution goes in direction of EPF
The answer recommended by EPFO is “You might be suggested to method the employer for rectifying the identical by submitting the revised return to the EPFO for merging the EPS contribution to EPF”
Referred to as a member’s annual contribution card, Kind 3A depicts the month-wise contributions made by the subscriber/member and employer in direction of E.P.F and Pension Fund in a selected yr. The info is calculated for each member who is part of the scheme
Try particulars at Primary Wage Greater than 15000, EPS Contribution, Rejection of Switch or EPF Declare
Revised EPF Kind 3A to be submitted for wage greater than 15,000
EPF Declare rejected because of DOJ/DOL Causes
This error might need occurred as a result of your employer might need entered your fallacious date of becoming a member of or the date of leaving. In consequence, in case your return will not be filed for a selected month, you wouldn’t have the ability to course of the declare.
Answer: To repair the date of becoming a member of, it is advisable fill a joint declaration kind together with new employer correcting the date of becoming a member of or
To repair the problem of date of leaving, it is advisable fill a joint declaration kind together with previous employer correcting the date of leaving.
EPF Rejection because of incorrect DOJ/DOL
Inadequate Service
Inadequate Service rejection implies that you haven’t served your service for a min. period of 6 months. In such situations, you’ll have the ability to apply for EPF Withdrawal utilizing Kind 19 however can’t apply for EPS(pension) withdrawal utilizing Kind 10C.
Answer: Please be aware that pension withdrawal might be achieved solely after 6 months of service.
You may examine your service particulars by Logging in to UAN Portal at Member Dwelling and click on on View->Service Historical past and it will present particulars as proven within the picture under.
Please be aware that it is very important switch your previous EPF account once you change jobs as defined within the article Why ought to one switch previous EPF account to new employer?
Our article The best way to examine Member Ids or PF accounts linked to UAN covers it intimately.
Service Historical past particulars of the previous and current employers
Submit Kind 19 and 10C each
Kind 10C is used just for Pension withdrawal whereas Kind 19 is just for the PF. Nevertheless, primarily based on the opinions of the claimants it has been discovered that if you’re simply filling up Kind 10C then the PF division is rejecting the declare.
Answer: It’s essential fill each Kind 19 and Kind 10C to withdraw your full quantity i.e. Pension + PF.
A number of PF Numbers
You probably have made a withdrawal out of your newest PF quantity and made a switch out of your previous PF quantity then you definitely would nonetheless be having some quantity in your PF. Nevertheless, the declare is rejected and the reason being being acknowledged that your declare is already settled.
Answer: You write an utility to the PF division stating that you simply nonetheless have some quantity in your PF account because of which you’re making use of for the PF declare. And ship particulars about passbook
Contribution not Submitted
On this case, your employer has not made the contribution of the PF because of which the PF division can’t course of your declare.
Answer: You should examine and replace your passbook on time to make it possible for there isn’t any discrepancy. When you discover any discrepancy then join along with your employer and ask them about you not getting the contribution of your PF.
Epf declare rejected as contribution will not be obtained
Father Identify Completely different
The rejection could also be as a result of presence of the fallacious/totally different father’s identify in your PF information and financial institution passbook. Usually it occurs once you
Answer: You may add your cheque wherein your identify is written. On this situation, there can be extra possibilities of acceptance of your PF declare. Or, if you’re unable to do it then you would need to fill a joint declaration kind and proper your father’s identify via that.
Altering the daddy’s identify can’t be achieved on-line. That is defined in our article The best way to Appropriate EPF Particulars like Identify, Father Identify, Date of Becoming a member of
HIGH VALUE CASE CONFIRMATION MAIL NOT RECEIVED AS PER APPROVER
When you obtain this comment – It implies that they despatched an e-mail to your employer or payroll administration firm to confirm that this withdrawal is initiated by you.
This rejection purpose is given once they don’t get a reply on that mail inside 4 – 5 days,
The employer has to answer to the e-mail.
Thanks, Parikshit for the main points.
Service Overlapped
Service overlapping instances happen as a result of overlap of your service. For instance, you might need labored full time and part-time collectively in some firm. In such a scenario, chances are you’ll get a PF rejection problem.
Answer: As per an official within the PF division, you need to go to the PF workplace and get your PF merged. In such situations, it could occur that you simply received’t have the ability to apply for the declare via on-line means and you would need to apply for the offline declare. In such a situation, chances are you’ll really feel sure troubles whilst you apply for the declare.
Video on EPF Rejection Causes
This video explains all of the EPF Rejection Causes.
Associated Articles:
Checklist of articles for an Worker: Incomes, EPF, UAN, Examine