We’re again once more with our fourth yearly audit of our monetary well being (the primary three elements are linked beneath). An enormous due to the quite a few yearly audits posted on freefincal – we had been additionally motivated to doc ours, not less than every year. Fortunately, we’re doing this for the fourth yr in a row – and we wish to proceed in years to come back.
Earlier than we start, a really temporary background about us: I (Arka) and my spouse (Rupali) acquired married in 2020 (simply earlier than the pandemic). I’m at the moment 37, and we began our monetary planning severely solely after our marriage, which was in 2020. I work in IT Consulting, and Rupali is in Tax Consulting. We have now absolutely began late, however we are attempting to ramp up the investments to cowl it whereas managing our big love for journey.
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About The Writer
Dr M. Pattabiraman(PhD) is the founder, managing editor and first creator of freefincal. He’s an affiliate professor on the Indian Institute of Know-how, Madras. He has over ten years of expertise publishing information evaluation, analysis and monetary product growth. Join with him through Twitter(X), Linkedin, or YouTube. Pattabiraman has co-authored three print books: (1) You could be wealthy too with goal-based investing (CNBC TV18) for DIY buyers. (2) Gamechanger for younger earners. (3) Chinchu Will get a Superpower! for youths. He has additionally written seven different free e-books on numerous cash administration matters. He’s a patron and co-founder of “Charge-only India,” an organisation selling unbiased, commission-free funding recommendation.
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Our new ebook for youths: “Chinchu Will get a Superpower!” is now out there!


Most investor issues could be traced to a scarcity of knowledgeable decision-making. We made dangerous choices and cash errors once we began incomes and spent years undoing these errors. Why ought to our kids undergo the identical ache? What is that this ebook about? As mother and father, what wouldn’t it be if we needed to groom one capability in our kids that’s key not solely to cash administration and investing however to any side of life? My reply: Sound Choice Making. So, on this ebook, we meet Chinchu, who’s about to show 10. What he desires for his birthday and the way his mother and father plan for it, in addition to educating him a number of key concepts of decision-making and cash administration, is the narrative. What readers say!


Should-read ebook even for adults! That is one thing that each guardian ought to educate their youngsters proper from their younger age. The significance of cash administration and determination making based mostly on their desires and desires. Very properly written in easy phrases. – Arun.
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About freefincal & its content material coverage. Freefincal is a Information Media Group devoted to offering authentic evaluation, studies, opinions and insights on mutual funds, shares, investing, retirement and private finance developments. We accomplish that with out battle of curiosity and bias. Observe us on Google Information. Freefincal serves greater than three million readers a yr (5 million web page views) with articles based mostly solely on factual info and detailed evaluation by its authors. All statements made will likely be verified with credible and educated sources earlier than publication. Freefincal doesn’t publish paid articles, promotions, PR, satire or opinions with out information. All opinions will likely be inferences backed by verifiable, reproducible proof/information. Contact info: letters {at} freefincal {dot} com (sponsored posts or paid collaborations won’t be entertained)
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You Can Be Wealthy Too with Aim-Based mostly Investing
Revealed by CNBC TV18, this ebook is supposed that will help you ask the correct questions and search the right solutions, and because it comes with 9 on-line calculators, you too can create customized options in your life-style! Get it now.
Gamechanger: Overlook Startups, Be a part of Company & Nonetheless Dwell the Wealthy Life You Need


Your Final Information to Journey
That is an in-depth dive into trip planning, discovering low-cost flights, funds lodging, what to do when travelling, and the way travelling slowly is healthier financially and psychologically, with hyperlinks to the online pages and hand-holding at each step. Get the pdf for Rs 300 (instantaneous obtain)